To download promotional materials or a widget for your website, visit our Contractor Resource Center. However, BBB does not verify the accuracy of information provided by third parties, and does not guarantee the accuracy of any information in Business Profiles. With the widget web button, CTA copy and automated notifications, you can keep track of your customers financing and provide them with the best home improvement experience possible. An inquiry you submit to HFS Financial is for the purpose of obtaining additional information regarding a potential loan provided by one of HFSs third-party lenders under terms & conditions arranged directly between you and such lender and conditioned upon the completion of all credit documentation. Besides the personal enjoyment that comes along with having a pool, this addition to your home could boost your property value and make your home more desirable to future buyers, renters or short-term guests. Krystie proactively sent us updates on process and projected timelines and never left us wondering exactly where we were at any given point. Our automated updates and contractor support representatives keep you informed when a customer applies, and well also let you know if theyre approved or denied. Excellent experience and would 100% recommend to family and friends for their next home improvement project. With many decades of experience in the home improvement financing space, we know just about all there is to know about all of your customers financing questions. For one, Lyon Financial offers a wider range of loan products than HFS Financial. You dont have to worry about whether or not a customer will be eligible or if the bank will approve their loan. This ensures that funds are not disbursed in advance of work being completed. But most of all, it means making memories that will last a lifetime. We remain involved to ensure that progress on your backyard entertainment center is continuing and that your contractor is receiving the appropriate payments in the appropriate increments. (These include previous years tax returns specifically Schedule C & E for those self-employed; a W-2 and recent pay stubs for wage earners). What credit score do you need for pool financing? Financing is offered by third party lenders for pool renovation projects and new pool construction. Payment example: Monthly payments for a $75,000 loan at 4.99% APR with a term of 15 years would result in 180 monthly payments of $592.70. Exact interest rate determined by credit profile. This type of financing is the same as applying for a personal loan or pool loan. Lyon Financial. Lyon Financial | Better Business Bureau Profile Rethink your kitchen storage space with financing for a kitchen remodel. I also used hfs financial which brokered the deal to a credit union for a fee of 1500.00 if I remember correctly. Thats how much PoolCorp has helped finance in less than 10 months with our LightStream Unsecured Consumer Financing Program. Lyons Financial is a highly respected financial institution, and as such, they have high standards for who they approve for loans. Tourisme83 is both a tourist guide of the Var, but also a directory. Not all will qualify. Richard and Joe were fantastic. I was contacted promptly by Adam with answers to my questions. ", Thanks to you and the HFS team for your quick turnaround in letting us and our future clients know if they qualify. We just had to submit everything they asked for. Adam Sidle and the whole team were friendly and informative thru the entire process. A swimming pool can offer hours of enjoyment, and add value to your property. The downside is that you could potentially miss out on a better deal by only getting quotes from the pool companys partnered lenders. Lyon Financial does not endorse, warrant or guarantee service or products of any lender or broker and does not guarantee and makes no representations of any rates, points, and loan programs offered by affiliates. Hello , This is an inactive thread. When you have had in-home consultations, discovery meetings, planning consultations and more, your customer throwing in the towel because of frustrating bank funding is the last thing you want. In just 60 seconds, they can start the process of finding out how much they qualify for. This includes loans for people with bad credit and loans for people who are self-employed. "We love working with HFS. Many of our dealers are now successfully promoting this program to their customers to help grow their business. Feel free to explain how their credit score wont be affected by inquiring about financing. Since most homeowners rely on financing to complete their home improvement project, simply talking to them about the overall price isnt enough. We dont abandon you just because construction has begun. To pay for a pool using a personal loan, you will usually need a credit score of at least 600. Lyon Financial has specialized in swimming pool financing since 1979, making them leaders in their field. It was the cheapest loan And interest we could find. These loans have a shorter term but can be repaid very quickly. We rely on the expertise of TransUnion, but our lenders may use any of the Big Three reporting bureaus: Equifax, Experian, and TransUnion. With HFS Financial, there are no hidden costs. Customer Reviews for HFS Financial Services, LLC - Better Business Bureau The approval and funding process is quick and simple, so theyll have the funds to get started on their project quickly. Open a high-yield savings account to use as a sinking fund and dont make withdrawals from the account until youve reached your savings goal. Lyon Financial recognizes that there may be differences in interest rates based in loan amount, credit history, geographic location, and other factors. If you choose to do business with this business, please let the business know that you contacted BBB for a BBB Business Profile. Lets us help you with your dream of pool ownership. All information is subject to change without notice. The information you provide to HFS Financial is not an application for a loan from HFS Financial. Our lenders can choose from any of the three Big Three reporting bureaus: Experian, Equifax, and TransUnion, but they must take into account TransUnions expertise. A home equity line of credit or HELOC also taps into the equity you have in your home, but its a revolving line of credit that you can use for several years instead of a loan that provides you with one lump sum of cash. Heres what a few top lenders are currently offering. HFS communicates directly with the customer and in a timely manner. I'll never come back there and I don't recommend. The HFS team Adam and Andrea are awesome! You could also check local credit unions for better rates. Program unsecured rates start at 12.25%-17.99% terms up to 15 years (NO EQUITY REQUIRED) What they really need to know is, How much is the monthly payment, and does it fit into my budget?. Once the loan documents are signed and returned to Lyon Financial, the builder is given a clear to start and construction can officially begin. Conditions and limitations apply. We have recently found it in small print in the paperwork. Every day, over 90,000 businesses use Birdeye to get more reviews and manage all customer feedback. Payment example: Monthly payments for a $50,000 loan at 6.99% APR with a term of 20 years would result in 240 monthly payments of $387.35. I will recommend HFS Financial and Adam and Jamie team anytime. Adding a small plunge pool to a cleared, flat space in your backyard will cost considerably less than adding a resort-style pool with waterfalls and a jacuzzi to your property that requires you to cut down multiple trees and level the land. We are going to use Randolph Brooks Federal Credit Union. Additional benefits of financing with HFS Financial: No Impact on Credit to Apply Here at HFS, we dont only exist to help homeowners find financing to bring their dreams to life. It is common for borrowers with low credit scores to have lower interest rates, though this is not always the case. Youll close more (and sometimes larger) sales, see contracts signed faster, increase your cash flow, and grow your bottom line. I had a two Home Improvement loans with HFS and they are the BEST. I highly reccomend HFS Financial! When you provide contractor financing options, customers can be confident that their financing process is easy and straightforward. How Do I Set Up the HFS Widget on My Website? I have used HFS twice for home improvement loans and so far they have met my expectations. Representatives have always quickly responded to us as well as our customers, answering any questions that we have., When our prospective clients tell us they need financing for their pool projects, we strongly recommend the contact HFS. Some pool companies may directly provide you with pool financing offers, so you dont have to search for financing on your own. I don't like the idea of my credit being inquired 6-8 times, I would rather deal with one lender that I feel comfortable dealing with. That's why we offer flexible and convenient financing options, subject to approved credit. Plus, they will have the industry-leading customer support team from HFS Financial on their side whenever they need us. How a Custom Pole Barn Can Transform Your Landscape. Up to 30 Year Terms
Heres How to Cope With Financial Stress. No problem! Exact interest rate determined by credit profile. Pool financing is when you borrow money from a financial institution or lender to cover the costs of building a pool. The final step to get your pool project financed is to complete any additional paperwork and sign off on the dotted line. One of the benefits of personal loans is that you dont have to offer up any collateral. When you send your customers to HFS Financial for financing, you can be sure theyre in safe hands. Maximum loan amount of $75,000. HFS has three types of loans available. There may be different income requirements for different lenders. Home Improvement Lending Made Simple, offering 100% No Monday Down Financing from $10,000-$100,000, equity not required. Very easy to work with and fast approval. I will definitely keep using them in the future. Advertisement. We take the burden off of you so that you can do what you do best building the most fantastic home improvement projects around! If you rent out your place on Airbnb or Vrbo, you could fetch top dollar for the additional amenity. BBB Business Profiles may not be reproduced for sales or promotional purposes. If You Have More Than $1,000 in Your Checking Account, Make These 9 Moves, This 10-Day Savings Challenge Is Going Viral By Making People Richer, The 9 Biggest Money Secrets Most Rich People Wont Tell You. Maximum loan amount of $75,000. When you offer financing through HFS Financial, it comes complete with one incredible perk its completely free to you! Train your sales team to discuss financing with every single client. HFS's platform loans are . This business is in an industry that may require professional licensing, bonding or registration. APR, terms, and loan amounts may differ based on loan purpose and credit profile. Term of 30 years requires a minimum FICO of 780. Home equity loans are essentially when you tap into the equity you have in your home and take out a second mortgage. The worlds cultural corporate capitals: where best combines art and business? Lyons only pulls your credit once. If you want to get a pool loan, who should you get it for? If you stop making payments and default on your loan, you dont have to worry about your house being foreclosed though the lender still could sue you. Advertised rates and terms are subject to change without notice. To see if you qualify, call Lyon Financial at 877.754.5966 or apply online today. With over 400,000 satisfied customers nationwide, we know what a pool means to you and your family.
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